Loans

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Loan Types

We offer a wide range of loans for a variety of purposes at low rates with convenient repayment plans and terms. Because we exist only to serve our members and have no stockholders taking away earnings, we can charge less for our loans than our bank competitors and the best news is you benefit through lower rates with less loan fees.

Your credit union can provide loans for any worthwhile purpose, and because we are member owned, our rates are generally lower than other financial institutions. New or used, secured or unsecured, we can tailor your loan to meet your needs. We offer the following loans:

  • AutoWatercraft
  • RV
  • Motorcycle
  • ATV
  • BoatSignature
  • Lines of Credit
  • Christmas loans
  • Deposit Secured
  • Snow Machine 

Loan Protection

 Loan Protection insurance is available on all new loans. Coverage fees are much lower than those offered by other institutions. Credit Disability provides coverage for unexpected medical emergencies that last longer than 30 days. Credit Life provides coverage for your loved ones in the event of your death. Protection for you and the ones you love just makes sense. 

Online Loan Application

Loan

Complete this application online! 

Apply Online Now!

PDF Loan Application

Loan Application

Print out and complete application and bring it into the office or mail it. 

Loan Calculator

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Find out what your payments will be. 

Secure your Loans with Credit Life

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MEMBER’S CHOICE® Credit Life & Disability Insurance helps give you the security of knowing repayment won’t be left to loved ones should something happen to you.

Credit Life and Credit Disability benefits:

  • Immediate coverage for eligible members
  • Choosing the insurance that helps to give you peace of mind
  • Complements existing insurance


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Guaranteed Asset Protection

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Guaranteed Asset Protection (GAP) is like an airbag for your vehicle loan.  If your vehicle is totaled or stolen, GAP could help fill the gap between what your car insurance will pay and what you owe on your loan, to cushion you against sudden out­-of-pocket expenses. These expenses could cost you thousands of dollars. Fair market value doesn’t seem fair if your car is totaled, because you could end up owing more on your loan than the insurance company says your vehicle is worth. Don’t let a wrecked car wreck your finances!

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Mechanical Repair Coverage

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The miles can add up but the repair costs don’t have to. MEMBER’S CHOICE® Mechanical Repair Coverage can help deflect some risk of costly repairs keeping your vehicle running extra miles and extra years. With different coverage levels and deductibles to choose, there’s a plan to fit your family’s budget. Whether you depend on your vehicle for work or getting your family to school and activities, you need transportation that’s safe and reliable. The older your vehicle, the more it takes to keep it in good working order. Not making small repairs can lead to even more expensive repairs and ignoring other repairs can be dangerous.

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