Checking Account

Share Draft Account

Why pay high bank fees? You can have a checking account with us for FREE – which adds up to big savings for you. You’ll pay no monthly fees, no transactional fees, and no per­check fees. Also, debit cards are available for qualifying members. Share drafts look like ordinary checks and are accepted like ordinary checks but they have several big advantages. We’ll automatically transfer available funds from your primary savings to your checking to cover overdraft three times a month for free, then your pre­qualified quick cash protection loan will kick in. Each month you will receive a monthly statement showing your beginning balance, all checks cleared, and all deposits made on your account. Canceled checks are not returned; instead you have a duplicate copy of each check written right in your checkbook. Balancing is easier with duplicate copies all in the correct order. 

Checks for Less

 Order Checks through Checks For Less.

If you are unable to place an order with our new check printer, Checks For Less, due to one of the following reasons, please stop in to any of our branches

  • New check order
  • Name or Address Change
  • Do not know Starting Number
  • Have not Ordered thru Checks For Less before

Stop in any one of our three branches to drop off your reorder slip. This ensures accuracy for your re-order. The credit union is not liable for error resulting from not having your re-order slip.

Reorder Checks for Less


 E-statements are now available!!! Sign into your online banking, click the account statement tab, the E­-statements terms and conditions should pop up, you must accept the terms and conditions to enroll in E-­statements. After accepting the terms and conditions you will be able to view your E-­statement immediately. A welcome to E-­statements letter will be sent to the email you provided when you signed up for online banking. 

Debit Card

 Debit card balances are updated several times a day. There is a limit on ATM withdrawals and purchases. Wyochem works hard by doing our best to eliminate the chances of fraud. Visit our debit card page for more information.